Your pension funding can be subject to tax penalties. This includes both NHS and private pensions. Subject to certain limitation pension contributions that receive tax relief are capped at £60,000 (0r £3,600, whichever is lowest).  This allowance is gradually reduced for high earners.

These changes affect a number of high earning NHS Professionals. If your annual allowance is used up by your NHS pension scheme you may need help in sourcing other retirement planning strategies and we can help with this.

Often, these strategies are outside what most people we deal with know about from their day to day lives but could benefit you and your family going forward.

Book a consultation with one of our experts to find out more.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.